Today, I lost HKD ＄6000. It was because I've just canceled the saving insurance which I had been paid for 3 months ( HKD $ 6000 ). And , the staff told me that I could not get those money back because I canceled it after 21 days. And then I cannot get back the money or I kept paid it for one year. Even if I pay 1 year, I only can get part of money if I cancel it. Therefore, I considered the opportunity cost. I think that I better cancel it right now. Otherwise, I don't have so much money to use.

Right now, please don't lecture me about this issue. I 've already paid a lesson for it.....

Leave me alone~~~